Frequently Asked Questions about Health Insurance 2027 in Switzerland

A health insurance fund is an insurance company that covers the costs of medical treatments, protecting you against financial risks of illness or accidents.

You can compare premiums of all approved insurers for 2027 to find the most suitable coverage.

The calculator computes individual premiums based on age, location, model, and deductible for 2027.

Premiums depend on canton, place of residence, age, insurance model (GP, HMO, Telmed), and deductible.

Supplementary insurance covers benefits beyond basic coverage, such as alternative medicine, dental care, or private hospital rooms.

The franchise is the annual amount you pay out-of-pocket before the insurer starts paying. Higher deductibles reduce monthly premiums.

Cancellation of basic insurance must be submitted in writing by November 30th. Supplementary insurance has individual rules.

For basic insurance, changes are allowed at the end of the calendar year. Supplementary plans have custom terms.

Use our calculator to compare premiums for 2027 based on price, service, and insurance models.

Options include Standard, Family Doctor (GP), HMO, and Telmed models.

Discounts for children and young adults are calculated automatically.

If regulations or regional rates change, premiums update accordingly. Regular comparison is recommended.