Tariff differences by canton
Health insurance premiums vary considerably depending on the canton and municipality. A regional premium comparison transparently shows you which provider offers the best value for money at your place of residence.
Official Comparison 2027
Beste Krankenkasse Switzerland 2027 – Compare Premiums & Save
Are you looking for the best health insurance for your place of residence? Transparently compare all Swiss health insurance premiums for 2027 based on official FOPH tariffs.
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FOPH-verified
Official tariffs 2027
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Model Choice
GP & Telmed models
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Independent
Neutral Swiss comparison
How to optimally adjust your basic insurance
Telmed and GP models
By choosing an alternative insurance model (such as Telmed or GP), you agree to contact the telephone advice service or your family doctor first in case of health questions, leading to lower premiums compared to the standard model.
Choosing the deductible (Franchise)
Adults can choose a deductible between CHF 300 and CHF 2,500. Those who rarely visit the doctor benefit from noticeably lower monthly premiums with a high deductible.
Latest News & Guides 2027
Official FOPH Premiums 2027: Switching, Cancellation Deadline, and Subsidies Explained
All official 2027 FOPH premiums compared. Learn how to cancel correctly by November 30 and why your premium reduction (IPV) remains fully intact when switching insurers.
Read more →Health Insurance Premiums to Rise by 5.0 Percent in 2027
The Federal Office of Public Health (FOPH) announced that health insurance premiums for 2027 will increase by an average of 5.0 percent across Switzerland. Read all details by canton.
Read more →Frequently Asked Questions about Health Insurance
How do I find the cheapest offer in my region?
Enter your postal code into our calculator or use our premium calculator. Our system will list all approved insurers and their premiums for 2027 at your specific place of residence.
What deadlines apply for changing health insurance?
Basic insurance (KVG) can be changed at the end of each calendar year while observing the cancellation notice period until November 30.